Legal Information
Terms of Use, Privacy Policy, Intellectual Property, and Disclaimer for carlylefletcher.life
Terms of Use
By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use this site.
This website is operated by Carlyle Fletcher Global Academy ("we", "us", "our"). The site is hosted at carlylefletcher.life and serves as the digital headquarters for Carlyle Fletcher CLU's speaking, training, and online academy services.
Permitted Use
You may access and use this website for personal, informational, and lawful purposes. You may not:
- Copy, reproduce, or redistribute any site content without written permission
- Use this site for any unlawful purpose or in a manner that could harm, disable, or impair its operation
- Attempt to gain unauthorised access to any part of the site, its servers, or connected systems
- Use automated tools to scrape, crawl, or extract content from this site
- Misrepresent your identity or affiliation with Carlyle Fletcher Global Academy
Third-Party Links
This website may contain links to external websites for your convenience and reference. We do not control those sites and are not responsible for their content, privacy practices, or reliability. The presence of a link does not imply endorsement.
Governing jurisdiction: These terms are governed by the laws of the Republic of Trinidad and Tobago. Any disputes arising from your use of this site will be subject to the exclusive jurisdiction of the courts of Trinidad and Tobago.
Privacy Policy
We respect your privacy and are committed to protecting the personal information you share with us. This policy explains what we collect, how we use it, and your rights in relation to it.
Information We Collect
We may collect the following information when you interact with this site:
- Contact form submissions: Your name, email address, and the content of your message
- Booking enquiries: Contact details and event information you voluntarily provide
- Academy enrolments: Name, email address, and payment reference details processed through our secure payment partner (Stripe)
- Usage data: Anonymous analytics data such as pages visited, time on site, and general geographic region, collected via analytics tools
- Cookies: Small files stored on your device that help us improve site performance and your experience
How We Use Your Information
Any personal information collected through this site is used solely to:
- Respond to your enquiries, booking requests, or support questions
- Process enrolments and deliver digital academy products you have purchased
- Send relevant updates, course materials, or communications you have opted into
- Improve the site's content, performance, and user experience
We do not sell, rent, or share your personal data with third parties for marketing purposes.
Data Storage and Security
Your data is stored on secure servers. Payment transactions are processed entirely through Stripe's encrypted infrastructure. We do not store credit card details on our servers.
Cookies
This site uses essential cookies to maintain site functionality and analytical cookies to understand how visitors use the site. You may adjust your cookie preferences through your browser settings. Note that disabling cookies may affect some features of this site.
Your Rights
You have the right to request access to the personal information we hold about you, to request corrections, or to request that we delete it. To exercise any of these rights, please contact us using the details at the bottom of this page.
We do not send unsolicited email communications. If you receive a message claiming to be from Carlyle Fletcher Global Academy that you did not request, please notify us immediately at the contact address below.
Intellectual Property
All content published on this website is the intellectual property of Carlyle Fletcher CLU and Carlyle Fletcher Global Academy unless otherwise stated. This includes, but is not limited to:
- Written articles, blog posts, and thought leadership content
- Training frameworks, methodologies, and proprietary systems
- Video content, course materials, and eBook publications
- Graphics, photography, design assets, and the site's visual identity
- The brand names "Carlyle Fletcher Global Academy" and "Carlyle Fletcher CLU"
You may share links to articles or pages on this site. You may not reproduce, republish, translate, broadcast, or commercially exploit any content from this site without prior written consent from Carlyle Fletcher Global Academy.
Brief quotations for review, commentary, or educational purposes are permitted, provided clear attribution to Carlyle Fletcher CLU and a link back to the original source is included.
To request permission to reproduce or republish content from this site, please contact us at [email protected] with details of your intended use.
Academy, Courses & Digital Products
The Carlyle Fletcher Global Academy offers paid digital products including video training programmes and eBook publications. The following terms apply to all purchases made through this site.
Access and Delivery
Digital products are delivered electronically following successful payment. Course access is granted to the purchasing account only and is non-transferable. You may not share, resell, or redistribute purchased materials in any form.
Refund Policy
Due to the digital nature of our products, all sales are final once course access or a digital download has been granted. If you experience a technical difficulty that prevents you from accessing content you have paid for, please contact us within 7 days of purchase and we will work to resolve the issue.
Payment Processing
All transactions are processed securely through Stripe. We accept major credit and debit cards. Prices are displayed in United States Dollars (USD). Carlyle Fletcher Global Academy does not store payment card information.
Results Disclaimer
Training content and course materials are provided for professional development purposes. Individual outcomes from applying course content will vary based on personal effort, experience, market conditions, and other factors outside our control. Completion of any course does not guarantee specific professional results.
Disclaimer
The content on this website is provided for general informational and professional development purposes. While we make every effort to ensure accuracy, Carlyle Fletcher Global Academy makes no warranties or representations regarding the completeness, accuracy, or suitability of any content for your specific circumstances.
Content relating to insurance sales, financial services, management practices, and career development reflects the personal professional experience and perspective of Carlyle Fletcher CLU. It does not constitute formal financial, legal, or regulatory advice. You should seek appropriate professional counsel for decisions specific to your situation or jurisdiction.
This website is provided on an "as is" basis. We reserve the right to modify, update, or remove any content at any time without notice. We are not liable for any loss or damage arising directly or indirectly from your use of, or inability to use, this site or any content contained within it.
Changes to This Policy
We may update these legal policies from time to time to reflect changes in our practices, digital products, or applicable law. When we do, the "Last Updated" date at the top of this page will be revised accordingly.
We encourage you to review this page periodically. Continued use of this website following any update constitutes your acceptance of the revised terms.
Contact Us
If you have questions about any of these policies, wish to exercise your data rights, or need to report a concern, please reach out to us directly.